Downsizing Without Debt: How More Homeowners Are Buying Their Next House in Cash

If you’ve been thinking about downsizing to lower your expenses, be closer to family, or just make life easier, here’s a trend worth paying attention to: More homeowners are buying their next house outright, without taking on a new mortgage. And, if you’ve owned your home for a while, you may be able to do

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Why Buyers and Sellers Face Very Different Conditions Today

There’s a new divide in housing right now. In some states, buyers are gaining ground. In others, sellers still have the upper hand. It all depends on where you live. Curious what’s happening in your state? These 3 maps show how the split is playing out across the country. In each one: Darker Shades of

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3 Reasons Affordability Is Showing Signs of Improvement This Fall

For the past couple of years, it’s been tough for a lot of homebuyers to make the numbers work. Home prices shot up. Mortgage rates too. And a number of people hit pause because it just didn’t feel possible. Maybe you were one of them. But there’s some encouraging news. If you’ve been waiting for

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Mortgage Rates Are Dropping— Here’s Why Sellers Should Act Now

Mortgage Rates Drop: What It Means for Buyers and Sellers in 2025 Mortgage rates just hit their lowest point since October 2024, and buyer demand is jumping. The Mortgage Bankers Association reports purchase applications up 23% year over year, creating a real window of opportunity for both buyers and sellers. In this video, I break

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The Fed Cuts Rates: What It Means for Homebuyers and Sellers in 2025

The Federal Reserve just announced the first interest rate cut of 2025, and the housing market is already reacting. Mortgage rates have dropped to their lowest levels in a year and are now only 0.25% away from reaching a 3-year low. This shift could be a turning point for both homebuyers and sellers looking to

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Why Now May Be a Key 2025 Moment To Sell Your House

Mortgage rates are finally heading in the right direction – and buyers are starting to jump back in. According to the data, buyer demand picked up considerably once mortgage rates hit a new low for 2025. The Mortgage Bankers Association (MBA) reports that applications for home loans were up 23% compared to the first week

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What a Fed Rate Cut Could Mean for Mortgage Rates

The Federal Reserve (the Fed) meets this week, and expectations are high that they’ll cut the Federal Funds Rate. But does that mean mortgage rates will drop? Let’s clear up the confusion. The Fed Doesn’t Directly Set Mortgage Rates Right now, all eyes are on the Fed. Most economists expect they’ll cut the Federal Funds

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