The average top-tier mortgage rates made it back to 5.99% yesterday for the first time since January 9th and only the second time in more than 3 years. With rates holding perfectly steady today, this is the 3rd day that matches that multi-year low. In one important way, the past 2 days represent a bigger […]
Mortgage Rates Match Multi-Year Low For 2nd Straight Day Read More »
Calmly Holding in Super Strong Territory MBS may not be quite as high as they were yesterday, but in the bigger picture, today’s levels are right in line with the best we’ve seen in more than 3 years. More importantly, mortgage rates are verifiably at the best levels in more than 3 years. There was
Calmly Holding in Super Strong Territory Read More »
Volume and volatility is lower this morning compared to yesterday, but the same theme of risk aversion looks to be in play, probably. Why “probably?” Because the theme in question (risk aversion, or what we sometimes refer to as the “stock lever”) oftentimes makes it hard to distinguish between correlation and causality. All we know
Slower Start, More Sideways. Stock Lever in Play Read More »
At the Optimal Blue Summit going on now, sessions range from AI to loan officer tools to market strategy, product unveilings built to transform pricing, trading, and profitability. Will AI help? A study published this month by the National Bureau of Economic Research found that among 6,000 CEOs, chief financial officers, and other executives from
General Risk Aversion Trade Helping Bonds Bonds began the day in just barely stronger territory but continued to improve throughout. The first rally followed the 8:20am CME open–a common time of day to see a bit of extra momentum and volume. The next leg of the rally played out in the 10am hour which is
General Risk Aversion Trade Helping Bonds Read More »
Home features that add value begin with smart decisions made during the design and building process. From natural light and efficient layouts to durable materials and flexible spaces, the right features can make everyday living easier, brighter, and more comfortable. If you are planning to build a new home, investing in thoughtful features from the
5 Home Features to Build In Now for Long-Term Value and Comfort Read More »
You’ve officially closed the deal on your new house — congratulations! As you prepare to start the moving process and turn your house into a home, a little planning can go a long way. From transferring your utilities and checking safety features to finding local professionals and personalizing your space, a few early steps can
25 Tips for Moving Into a New House Read More »
If you’re buying a home, timing matters. Whether you’re preparing to make an offer or already under contract, understanding how long mortgage preapproval takes — and what can delay final mortgage approval — can help you avoid missed deadlines and unnecessary stress. Here’s the short answer: Mortgage preapproval: Typically 24–72 hours Full mortgage approval (closing):
How Long Does Mortgage Preapproval Take? And What Can Delay Mortgage Approval? Read More »
If you’re getting ready to close on a home, you’ll likely need to wire money for closing. For many buyers, this means sending one of the largest payments they’ve ever made—often tens or even hundreds of thousands of dollars—to a title or escrow company. But moving a large amount of money under a tight deadline
How to Wire Money for Closing: What Homebuyers Need to Know Read More »
When you tour homes or watch home design shows, you’ll often hear the term open floor plan. But what exactly does that mean, and how does it differ from a closed floor plan? Understanding the difference can help you decide which layout best fits your lifestyle and long-term goals as a homeowner. Whether you are
Open Floor Plan vs Closed: The Key Differences Explained Read More »