evan@evanhitch.com

Mortgage Rates Little-Changed But Volatility Could Return Quickly

In stark contrast to the entire month of March, April’s mortgage rate volatility has been downright boring. To put this in context, the average top tier 30yr fixed rate rose a substantial 0.65% by March 27th. In the first five business days of April, they’ve held inside a range of just 0.04%. Today did nothing

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AI Assistant, eSignature, Subservicing, AI Adoption Products; VA Servicing and Loss Mit Update

Artificial intelligence is all the rage in conferences and webinars, and today’s Advisory Angle at 2PM ET, powered by STRATMOR Group. Sue Woodard and Garth Graham break down the biggest takeaways from ICE Experience 2026 and what they mean for lenders right now. The discussion focuses on borrower expectations, AI adoption, and how leading organizations

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Waiting on Tonight’s Ceasefire Headlines

Tonight brings 8pm ET deadline for Iran’s response to U.S. demands (opening shipping channels among other things). If there’s no response, Trump has threatened to attack critical infrastructure like bridges, power plants, etc.–a major escalation that would all but guarantee a much longer run of high oil prices (and all that goes with it). Reports

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BBYS, HELOC Processing Products; In-Person Events Through Year End; Population Shifts Matter

This year, “Bring a Kid to Work Day” is April 23. The name seems to have shifted: I remember “Bring Your Child to Work Day.” The population of the United States also shifts, something that lenders and originators are very aware of in the primary markets, and should be aware of in the secondary markets.

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Roughly Unchanged as Holiday Effect Persists

Much of the international trading community remains on holiday today, making for lower volume and liquidity in the US. Bonds have managed to mostly shrug off Friday’s stronger jobs report–a fact that we’d attribute mainly to the focus on the unemployment rate over the balmy payroll count. Additionally, war-related developments remain near the top of

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AI Due diligence, AI Guide, Data Mining Tools; Investor Agency Changes; Good Stats to Help LOs

Products, Services, and Software for Brokers and Lenders The team at Model Match has launched the first phase of a complete platform overhaul, reimagining how lenders access and act on real estate, mortgage, and borrower data. The release centers on a simplified search experience across loan officers, agents, offices, and companies, alongside a major data

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Logically Weaker After Solid Jobs Report, But It’s a Ghost Town

Today’s jobs report is/was the only big-ticket calendar event and the most obvious source of bond market inspiration. That’s doubly true considering the even earlier-than-normal early close (12pm ET) for Good Friday. Payrolls were hot at 178k vs -133k previously.  The big swing is the first hint that payrolls should be taken with a grain

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