UAD 3.6, Spec Pool Tools; Credit Report FICO Program; Client and Market Trends For LOs to Monitor

Products, Services, and Software for Brokers and Lenders Yesterday this Commentary mentioned a guide titled, “AI in the Workplace: Acceptable Use Policies, Data Risk, and the Discovery Trap.” Many wrote for the piece, which is now posted on the internet! Spring EQ (NMLS# 1464945) is hosting a webinar next week (Tuesday, April 14 at 2:00 p.m. ET) to help brokers capitalize on today’s home equity opportunity. With homeowners sitting on near-record levels of equity, including $34 trillion in total U.S. home equity, an average of $295,000 per homeowner, and 50% holding first mortgage rates under 4%, the market is primed for growth. In Why Home Equity? Why Now? Unlocking Opportunities in Today’s Market, attendees will gain insights into current trends and strategies to turn today’s conditions into new business. The opportunity is already translating into results, with Spring EQ partners earning an average of $3,574 per loan in 2025. Register today! Visit EMMA to price, process, and manage your loans today. Not a partner? Join here: Wholesale or Correspondent. New cash-specified payups from Fannie Mae and Freddie Mac are now live. Vice Capital Markets clients can already incorporate both into their execution strategies. With new low loan balance categories and expanded commitment grids for 30-year fixed-rate mortgages, lenders now have more precise pricing options across both agencies. Acting quickly on these updates can make a meaningful difference in best execution and secondary market performance. Vice Capital ensures clients are ready on day one. Through ViceEx, lenders can seamlessly integrate new agency payups, compare executions and refine delivery strategies without disruption. In a market where timing and precision matter, immediate access to both Freddie Mac and Fannie Mae updates helps lenders stay competitive and capture new opportunities as they emerge. See how Vice Capital helps lenders optimize execution strategy at ViceCapitalMarkets.com.