Mortgage Rates

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Mortgage Rates Recently Hit a 3-Year Low. Here’s Why That’s Still a Big Deal.

If you’re one of the thousands of homebuyers waiting for rates to fall, you should know it’s already happening. And they recently crossed an important milestone. Rates officially dipped their toes into the 5s – something that hasn’t happened in about 3 years. This moment marked a critical threshold. Now, rates are sitting in the […]

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Expert Forecasts Point to Affordability Improving in 2026

Wondering what to expect from the housing market in 2026? You’re not the only one. For the past few years, affordability has been the biggest barrier standing between most people and their next move. And a lot of buyers and sellers have been holding their breath waiting for things to get better. The good news?

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The Housing Market Is Turning a Corner Going into 2026

After several years of high mortgage rates and hesitation from buyers, momentum is quietly building beneath the surface of the housing market. Sellers are reappearing. Buyers are re-engaging. And for the first time in what feels like forever, there’s movement happening again. No, it’s not a surge. But it is a shift – and it’s

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Would You Let $80 a Month Hold You Back from Buying a Home?

A lot of buyers are stuck in “wait and see” mode right now. They’re watching rates hover a little above 6% and thinking, I’ll buy once they hit the 5s. Because who doesn’t want a better rate? But here’s the thing: that 5.99% number might not save you as much as you think. Affordability is

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What the Latest Fed Rate Cut Means for Homebuyers, Sellers, and the Housing Market

The Federal Reserve just announced its second interest rate cut of the year and officially ended Quantitative Tightening (QT) following a mild inflation report. This move is already making waves in the housing market, creating new opportunities for both homebuyers and sellers. What This Means for Homebuyers With mortgage rates now hovering near multi-year lows,

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Classic two-story home in Richmond TX representing timeless architecture and neighborhood charm.

Why You Don’t Need To Be Afraid of Today’s Mortgage Rates

Mortgage rates have been the monster under the bed for a while. Every time they tick up, people flinch and say, “Maybe I’ll wait.” But here’s the twist. Waiting for that perfect 5-point-something rate could end up haunting your wallet later. The Magic Number According to the National Association of Realtors (NAR): “. . .

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Weekly Real Estate Market Update: Mortgage Rates Drop to the Lowest Levels in a Year

Mortgage rates have fallen to their lowest point in more than a year, and it’s already making an impact across the housing market. More buyers are re-entering the market and homeowners are re-evaluating their refinance options. Whether you’re planning to buy, sell, or simply want to stay prepared, this shift could open the door to

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The $280 Shift in Affordability Every Homebuyer Should Know

If you paused your plans to move because of high rates or prices, it may finally be time to take a second look at your numbers. Affordability is improving in 39 of the top 50 markets, according to First American. And that’s the 5th straight month where buying a home has started to get a

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